Many times when a senior citizen falls and sustains serious injury or death, a health care provider will tell the family, “Oh well, old people fall.” This is categorically not true.   While senior citizens are certainly at risk for…

Family Council  is an independent, organized group of relatives and friends of nursing home residents who meet on a regular basis and are given the opportunity to discuss issues or concerns regarding the home.   When a loved one becomes a…

Acute illnesses and accidents occur without any warning and result in unexpected admissions into hospitals on an emergent basis. Due to the severity of their condition, patients are often unable to provide the hospital staff with their medical history. In…

A Resident Council is an independent, organized group of people living in a nursing home who meet on a regular basis and are given the opportunity to discuss issues or concerns regarding the home.   When you become a resident at a…

Medicare is health insurance for people age 65 and older, people under the age of 65 with certain disabilities, and people of any age with permanent kidney failure requiring dialysis or kidney transplant. Medicare has four different parts: Medicare Part…

A Power of Attorney is a legal document that allows another person the right to make decisions for you without court involvement (such as a guardian or conservator).  There are generally two types.  One type is a “springing” Power of…

As a resident living in a nursing home, it is sometimes easy to feel intimidated when the doctor makes his rounds.  The doctor usually has many residents to see, yet, a limited time to do so.  The visits are frequently…

In his book “Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims – And What You Can Do About It”, author Jay Feinman explains why insurance companies increasingly fail to honor their promise of security.  As consumers, we pay our…

Choosing a nursing home for yourself or a loved one is a difficult decision.  Unfortunately, the decision frequently has to be made after an unexpected hospitalization.  This is a decision that cannot be taken lightly.  People are usually hospitalized suddenly…

Long Term Care (LTC) Insurance is an insurance you purchase which covers care which is not normally covered by health insurance, Medicaid or Medicare. LTC is for people who are not generally sick, but are no longer able to perform…